Specialized directorates driving UGIFICU’s mission forward

ETRACOME concentrates on empowering UGIFICU members, staff, and the wider community with knowledge, skills, and values aligned with Islamic finance principles.

Its objectives, strategies, and action plans focus on enhancing Islamic financial literacy, promoting community engagement, and supporting UGIFICU’s Vision and Mission through training programmes and partnerships with national and international like-minded institutions.

• Islamic financial literacy and awareness
• Education and structured training delivery
• Community engagement and member empowerment
• Partnership building with like-minded institutions

COMPREM provides a strategic framework for enhancing communication, public relations, and marketing efforts within UGIFICU.

The directorate helps align communication efforts with the cooperative’s mission of promoting Islamic finance principles and serving the community effectively, while strengthening organizational identity, stakeholder engagement, awareness, and participation.

• Public identity and institutional visibility
• Stakeholder engagement and participation
• Awareness and public communication campaigns
• Marketing direction for UGIFICU programmes and services

FIP is responsible for the Union’s financial health and sustainability through day-to-day financial management, accounting, and reporting.

It also prepares annual budgets and financial projections aligned with strategic goals, while ensuring compliance with financial regulations, Shariah principles, internal policies, planning processes, financial analysis, and decision making.

• Budgets, projections, and financial planning
• Accounting and financial reporting
• Compliance with financial and Shariah standards
• Planning support and institutional decision making

INPREPD drives growth and innovation in Islamic finance through investments, partnerships, research, and product development.

The directorate identifies and manages Shariah-compliant investments, collaborates with national and international partners, researches market needs and regulatory developments, and develops products and services tailored to members and customers.

• Shariah-compliant investment and innovation
• National and international partnerships
• Research on trends, markets, and regulation
• Product and service development for members

The Directorate of Relief and Humanitarian Services (RAHMA), with a shift to skilling and capacity building for vulnerable and hard-to-reach communities, supported by a business-for-charity model, serves as UGIFICU's strategic framework for driving sustainable community upliftment in strict adherence to Shariah principles.

Reflecting its acronym, which means "Mercy," Relief and Humanitarian Services moves beyond traditional short-term aid. By integrating Islamic social finance instruments such as Zakat, Waqf, Sadaqah, and Maal with long-term empowerment and commercial sustainability, the directorate builds strong donor appeal, supports international partnerships, and fosters lasting self-reliance in vulnerable and hard-to-reach communities.

• Institutionalization of social finance
• Skilling and capacity building
• Business-for-charity model
• Strategic partnerships and donor appeal